
Matching Pairs Adverse Action Terms Online version Match the definitions on the right with the Adverse Action Term on the left. by Jessica Parsons 1 Termination of Account 2 Refusal to Grant Credit 3 Refusal to Increase A refusal to increase the amount of credit available to an applicant who has made an application for an increase. A termination of an account or an unfavorable change in the terms of an account that does not affect all or substantially all of a class of the creditor's accounts. A refusal to grant credit in substantially the amount or on substantially the terms requested in an application unless the creditor makes a counteroffer (to grant credit in a different amount or on other terms) and the applicant uses or expressly accepts the credit offered.

Matching Pairs

Adverse Action Terms Online version

Match the definitions on the right with the Adverse Action Term on the left.

by Jessica Parsons

Termination of Account

Refusal to Grant Credit

Refusal to Increase

A refusal to increase the amount of credit available to an applicant who has made an application for an increase.

A termination of an account or an unfavorable change in the terms of an account that does not affect all or substantially all of a class of the creditor's accounts.

A refusal to grant credit in substantially the amount or on substantially the terms requested in an application unless the creditor makes a counteroffer (to grant credit in a different amount or on other terms) and the applicant uses or expressly accepts the credit offered.