Matching Pairs Adverse Action Terms Online version Match the definitions on the right with the Adverse Action Term on the left. by Jessica Parsons 1 Refusal to Increase 2 Refusal to Grant Credit 3 Termination of Account A termination of an account or an unfavorable change in the terms of an account that does not affect all or substantially all of a class of the creditor's accounts. A refusal to increase the amount of credit available to an applicant who has made an application for an increase. A refusal to grant credit in substantially the amount or on substantially the terms requested in an application unless the creditor makes a counteroffer (to grant credit in a different amount or on other terms) and the applicant uses or expressly accepts the credit offered.
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