Auto Insurance DefinitionsOnline version This activity helps students define key terms that pertain to automobile insurance. by Nikkole Turner [Shadow Ridge HS] 1 Bodily Injury Liability 2 Property Damage Liability 3 Personal Injury Protection 4 Comprehensive Insurance 5 Collision Insurance 6 Deductible Covers personal injury if a driver is at fault in an accident Bodily Injury Liability BI Insurance coverage that pays for damage a driver causes to another person's property Property Damage Liability PD An added type of insurance coverage that pays for any physical injuries that the driver or passengers sustain while in the vehicle, even if there is no traffic accident Personal Injury Protection PIP Covers the repair or replacement of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters. It also covers your car if it is stolen. Comprehensive Insurance A tree falls on my car during a wind storm. This insurance will cover the damages. Pays for the repair or replacement of your car if it's damaged in a collision with another vehicle or object or if it overturns, no matter who is at fault. Collision Insurance Jared's car slides into a stop sign during an ice storm. This type of insurance covers the damage to his car. Part of the repair or damages that a driver has to pay before the insurance company pays. Deductible Felix had a tire blowout while driving and had an accident. The crash caused $1,600 in damages to his car. He had to pay $600 of the $1,600. The $600 paid is called this.
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