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1. The insured person must suffer some financial loss by the damage of the insured object. What is principle of insurance based on the statement?
A
Insurable interest
B
Indemnity
C
Subrogation
2. Types of pure risks is personal risk, property risk, _____
A
Financial risk
B
Liability risk
C
Dynamic risk
3. What is Pre-loss objective?
A
reduce anxiety
B
continue operating
C
survival of the firm
4. The insurer agrees to pay no more than the actual amount of the loss. This statement is about?
A
contribution
B
loss minimization
C
indemnity
5. _______Refers to techniques that reduce the frequency or severity of loss.
A
risk pure
B
risk control
C
risk financing
6. Types of takaful business models
A
ijarah
B
musharakah
C
wakalah
7. One of takaful business models is hybrid model. What is hybrid model?
A
wakalah-mudharabah
B
ta'awun-waqf
C
mudharabah-tabarru'
8. Principal element inherent in a conventional insurance contract that are prohibited by shariah are riba', maysir, and____
A
ambiguity
B
interest
C
alcohol
9. What is main contract applied in takaful?
A
wakalah
B
mudharabah
C
tabarru'
10. Risk in insurance transfer to insurer. Meanwhile, in takaful the risk_____
A
covered by company
B
mutually covered by participant
C
covered by other participant
11. Why Muslim must choose takaful rather than insurance?
A
insurance is protection
B
insurance is a non-shariah compliant
C
takaful is a insurance
12. What is Syarikat Takaful Keluarga Malaysia Berhad business model?
A
wakalah model
B
mudharabah model
C
cooperative model
13. What is one product that offered by Syarikat Takaful Keluarga Malaysia Berhad?
A
takaful Myfire
B
takaful MyBayt
C
takaful Myhibah