Long Term Insurance Act

All plans with an inception date of 1 January ____________________ and after , will be in a restricted term .

The restricted term is ____________________ years .

During the restricted term we are not allowed to pay more than the paid - in premiums plus ____________________ growth .

If the cash value is more than the restricted amount , the client ____________________ terminate .

A premium ____________________ of 20% or more , can also place a plan in a restricted term .

Only one partial withdrawal is allowed during the restricted term . If the client did not do a partial withdrawal , he may ____________________ his plan .