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1. 
According to the Income Tax Act of 1961, the age of Super Senior Citizens should b
A.
1) 62 years
B.
2) 70 years
C.
3) 80 years
D.
4) 88 years
E.
5) 95 years
2. 
Who has authored the book, titled The Lowland’?
A.
1) Khushwant Singh hut
B.
2) Vikram Seth
C.
3) Chetan Bhaga
D.
4) Jmpa Lahiri
E.
5) Jeet Thayil
3. 
Who, at present, is the Chief Election Commissioner of India?
A.
1) VS Sampathi
B.
2) SY Quresh
C.
3) Navin Chawla
D.
4) N Gopalaswamy
E.
5) BB Tandon
4. 
.When Criminals use an innocent person’s details to open or use an account to carry out financial transactions, it is known as
A.
1) Money Laundering
B.
2) Phishing
C.
3) Identity Theft
D.
4) Real Time gross Settlement
E.
5) Insinuation
5. 
.Where is the headquarters of the United Nations Organisation located?
A.
1) Rome
B.
2) Brussels
C.
3) Geneva
D.
4) New York
E.
5) Paris
6. 
As per the announcements made in Union Budget 2013- 14, a person taking a loan for his first home from a bank or a housing finance corporation (HFC) up to Rs 25 lakh from April1, 2013 to March 31, 2014, will be entitled to an additional deduction of interest of
A.
1) Rs 75,000
B.
2) Rs 1 lakh
C.
3) Rs 1.5 lakh
D.
4) Rs 2 lakhs
E.
5) Rs 2.6 lakh
7. 
Where was the 8th National Conference on KrishiVigyan Kendra 2013 held?
A.
1) Chandigarh
B.
2) Bangalore
C.
3) Kolkata
D.
4) Patna
E.
5) Jodhpur
8. 
The Reserve Bank of India has made it mandatory for banks to lend at least 40 per cent of their credit to select sectors such as agriculture, Micro and Small Enterprises, other weaker sections, etc. Which banks have to lend at least 40 per cent of their total net credit to priority sectors?
A.
1) Scheduled Commercial Banks
B.
2) Foreign Banks
C.
3) NABARD
D.
4) IRDA
E.
5) All of the above
9. 
.What is the term for a bank without any branch network that offers its services remotely?
A.
1) Virtual Bank
B.
2) Direct Bank
C.
3) Lending Institution
D.
4) Indirect Bank
E.
5) Online Bank
10. 
With reference to Indian Banking sector, which of the following is the most appropriate expanded form of EMI?
A.
1) Estimated Monthly Installment
B.
2) Extended Matching Itemst
C.
3) Equated Monthly Installmen
D.
4) Enterprise Manufacturing Intelligence
E.
5) Easy Monthly Installmen
11. 
Which term is used for banking in which banking institutions execute transactions directly with consumers, rather than corporations or other banks?
A.
1) Merchant Banking
B.
2) Collateral Banking
C.
3) Retail Banking
D.
4) Bulk Banking
E.
5) Direct Banking
12. 
s per the 2011 Census, which state of India has the lowest density?
A.
1) Mizoram
B.
2) Jammu and Kashmir
C.
3) Arunachal Pradesh
D.
4) Tripura
E.
5) Nagaland
13. 
With which state of India is the Cheraw Dance associated?
A.
1) Assam
B.
2) Tripura
C.
3) Meghalaya
D.
4) Mizoram
E.
5) Rajasthan
14. 
The Direct Benefit Transfer Scheme is targeted at the people
A.
1) Affected by Uttarakhand landslides
B.
2) Affected by communal riots
C.
3) Living below the poverty line
D.
4) Suffering from acute starvation
E.
5) Belonging to Other Backward Classes
15. 
Which, among the following, is not identified as a minority community in India?
A.
1) Buddhistss
B.
2) Jains
C.
3) Muslim
D.
4) Zoroastrians
E.
5) Sikhs
16. 
Which of the following bodies recently expressed concern over unregistered investment advisors spread across the country and brought out the Investment Advisers Regulations 2013?
A.
1) Reserve Bank of India
B.
2) IRDA
C.
3) SEBI
D.
4) NABARD
E.
5) CII
17. 
EFTPOS (electronic funds transfer at point of sale) is based on
A.
1) SMS Alerts
B.
2) Debit Cards
C.
3) Credit Cards
D.
4) Both (1) and (2)
E.
5) Both (2) and (3)
18. 
In a circular issued by the Reserve Bank of India on 9 April 2010, Banks were advised to switch over to which system for calculation of their lending rates with effect from July 1,2010?
A.
1) Prime Lending Rate System
B.
2) Base Rate System
C.
3) Marginal Liquidity Facility System
D.
4) Statutory Liquidity Ratio System
E.
5) Benchmark Rate System
19. 
Which Bollywood actress, in October 2013, was honoured in the House of Commons for her contribution to the global entertainment?
A.
1) Aishwarya Rai Bachchanr
B.
2) Sharmila Tagore
C.
3) Kareena Kapoor
D.
4) Waheeda Rehman
E.
5) Shabana Azm
20. 
Part of company’s earning or profit which is paid out to share holders is known as
A.
1) Premium
B.
2) Dividend
C.
3) Bonus
D.
4) Sum Assured
E.
5) Return