Provisions
of
____________________
(
?
84
)
stripped
____________________
coverage
of
a
____________________
tax
____________________
and
sales
____________________
.
What
are
the
____________________
tax
____________________
of
life
insurance
?
the
death
____________________
is
received
tax
-
____________________
,
the
cash
value
____________________
on
a
tax
-
____________________
basis
,
participating
____________________
are
not
taxable
income
.
Flexible
premium
,
____________________
-
sensitive
life
insurance
that
separates
the
savings
and
the
protection
elements
.
The
____________________
/
____________________
varies
by
policy
.
UL
is
____________________
when
interest
rates
are
____________________
.
UL
characteristics
:
____________________
rate
,
____________________
,
____________________
,
two
forms
____________________
,
____________________
,
income
tax
____________________
.
Joint
life
insurance
:
covers
two
people
,
pays
on
the
____________________
death
.
____________________
-
to
-
die
life
insurance
:
covers
two
people
,
pays
on
the
____________________
death
.
____________________
(
home
service
)
life
insurance
:
small
____________________
value
(
$5
,
000
to
$25
,
000
)
,
expensive
cash
____________________
policies
,
with
the
premium
____________________
at
insured's
____________________
.
No
longer
____________________
given
high
____________________
.
Group
life
insurance
:
a
____________________
employee
____________________
,
over
____________________
is
term
life
insurance
(
low
cost
,
no
individual
underwriting
,
limited
amount
,
etc
.
)