Mobile Deposit Funds Available $1,000 - $10,000.
Mobile Deposit: Check is written to a minor
Eligible Mobile Deposit Items
Mobile Deposit Fees: $0.00
Opt Out
Mobile Deposit: Check Is written to a business
Mobile Deposit Funds availability < $1,000
Mobile Deposit Fees: $1 per month collected on the first business day of each calendar month
Ineligible Mobile Deposit Items
One business day after member receives the Deposit Approved email
•Business checks •Cashier's checks •Government checks •Navy Federal consumer loan drafts •Personal checks •IRA checks ◾Members are responsible for notifying Navy Federal about IRA scan deposits ◾Members must complete the NFCU 876 form when depositing an IRA check payable to the member only
Business Mobile Deposit
Member should write the following endorsement: For eDeposit only @ NFCU If the minor is not listed on the account the funds are deposited into, member should write the following endorsement: Name of minor By signature of depositor Relationship (father, mother, etc.) For eDeposit only @ NFCU
Under Profile and Settings > Preferences > Deposits > Unenroll or Select which account to deduct the monthly service fee from
Two business days after member receives the Deposit Approved email
•Third-party checks •Post-dated checks •Checks or items containing obvious alterations •Checks drawn on any Navy Federal account to which the member has legal title •Checks or items not payable in U.S. currency •Items drawn on financial institutions located outside the U.S. •Items previously converted to a substitute check •Consumer loans, credit card, and mortgage payments •Money orders and travelers cheques •Starter or counter checks (without the maker's name and the check number printed) •American Express gift cheques •Savings bonds •Checks that require authorization •State-issued registered warrants •Third-party checks •Post-dated checks •Checks or items containing obvious alterations •Checks drawn on any Navy Federal account to which the member has legal title •Checks or items not payable in U.S. currency •Items drawn on financial institutions located outside the U.S. •Items previously converted to a substitute check •Consumer loans, credit card, and mortgage payments •Money orders and travelers cheques •Starter or counter checks (without the maker's name and the check number printed) •American Express gift cheques •Savings bonds •Checks that require authorization •State-issued registered warrants
Personal Mobile Deposit Service Fee
Member should write the following endorsement: For eDeposit only @ NFCU If the check is not made payable to the business name exactly as shown in UAD or the DBA Alert, use the following endorsement: Company Name Authorized Signer's Name Title of the representative signing for the business (e.g. Owner/President/etc.) For e-Deposit only @ NFCU
