Fill in the Blanks Comparison of Benefits in the Federal Government and Private SectorOnline version linking Comparison of Benefits in the Federal Government and the Private Sector http://www.cbo.gov/sites/default/files/cbofiles/attachments/01-30-FedPay.pdf by lma work 1 by and example particular contrast such such Thus also In and as as although For Comparison of Benefits in the Federal Government and the Private Sector In both the federal government and the private sector , the cost of some benefits , retirement benefits paid leave , is based largely on the wages that employees receive . the factors that determine an employee's wages , education , occupation and experience will influence the cost that an employer incurs to provide those benefits . , workers with more education tend to receive more expensive benefits as well as higher wages . The cost of other benefits , , is not directly affected by the wages that employees receive . , the cost of providing health insurance for federal workers depends directly on the insurance plan chosen on whether an employee has single or family coverage ( that cost may be indirectly affected by the employee's wages if higher - income workers tend to choose more expensive insurance plans ) .