Matching Pairs BankingOnline version Banking Vocabulary by Laura Long 1 Minimum Balance 2 Interest 3 ATM Fees 4 Monthly Service Fee 5 Overdraft Protection 6 Direct Deposit 7 Debit Card 8 Credit Card The minimum amount of money needed in an account to keep it open, collect interest and/or not pay a fee. A card that acts as a credit card but money is taken directly out of your account. A percentage rate that is added to your account for having your money in a bank. (The greater the amount of money you have in the account the more your get in interest.) An agreement up to a certain amount that if your account goes below zero a transaction may still go through so you don't get a returned check fee etc. A card that allows you a certain amount of buying power but you get a bill and pay interest on the money charged if not paid in full each month. An amount of money you will be charged monthly if you don't maintain the minimum balance required for your account. A fee charged for the convenience of using an ATM that is not your bank. Money deposited into your account on a regular basis such as a paycheck.
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