SPEND
SAVE
ENTREPRENEURSHIP
DEMAND
COSTS
CAPITAL
MONEY
INVESTMENT
STARTUP
BUSINESS
FRUGALITY
INNOVATION
BUDGETING
PROFITABILITY
VENTURE
COMPANY
S
O
V
L
J
F
R
U
G
A
L
I
T
Y
Y
P
B
Y
I
Y
P
B
M
M
X
P
M
I
E
M
I
U
S
T
A
R
T
U
P
O
E
O
V
N
R
H
S
J
C
A
A
U
E
D
A
L
I
N
O
Y
S
I
P
R
W
O
B
E
S
G
N
Y
D
M
E
R
V
N
E
C
S
U
S
U
E
E
I
C
P
I
U
A
E
V
N
P
C
O
A
T
S
T
I
C
V
E
E
L
N
E
D
Q
U
O
E
S
S
I
U
N
N
N
A
P
T
S
A
B
S
D
M
I
G
N
N
E
N
T
S
A
U
T
Q
R
F
Y
Q
P
S
G
R
E
I
O
N
A
R
M
R
D
V
A
Y
D
A
P
A
P
S
K
V
E
E
E
U
X
R
J
E
A
E
N
A
M
A
S
P
A
V
N
Y
U
W
Y
G
R
W
C
Y
U
T
L
I
A
T
T
U
Y
H
H
T
P
R
O
F
I
T
A
B
I
L
I
T
Y
W
N
U
R
O
B
C
I
D
E
M
A
N
D
O
L
E
L
V
O
L
J
M
R
U
S
A
V
E
J
E
N
