____________________
showed
that
,
while
people
do
save
more
when
they
earn
more
,
it
is
____________________
to
spend
later_
Those
in
work
save
____________________
a
____________________
of
sickness
,
unemployment
or
old
age
-
but
because
the
sick
,
unemployed
and
elderly
____________________
their
savings
,
overall
____________________
does
not
fall
as
people
____________________
richer
.