Matching Pairs Basics of Budgeting KeywordsOnline version Using 4-2 Basics of Budgeting section of the text book match the key words to the correct definitions. by Jeni Garcia 1 Variances 2 Spreadsheet software 3 Electronic records 4 Budget 5 Fixed expenses 6 Variable expenses 7 Charitable giving 8 Manual records A spending and saving plan based on expected income and expenses. The differences between planned amounts and actual amounts. Costs that can go up and down each month Costs that do not change each month Information recorded in hard-copy format using pen and paper. Computer program using numbers and formulas to compute amounts and easily change them as needed. e.g. Excel, Google Sheets. Soft-copy formats of your financial information stored on your computer The act of donating money or time to a cause in which you believe.