Matching Pairs BankingOnline version Banking Vocabulary by Laura Long 1 Interest 2 ATM Fees 3 Debit Card 4 Direct Deposit 5 Overdraft Protection 6 Monthly Service Fee 7 Minimum Balance 8 Credit Card An amount of money you will be charged monthly if you don't maintain the minimum balance required for your account. An agreement up to a certain amount that if your account goes below zero a transaction may still go through so you don't get a returned check fee etc. Money deposited into your account on a regular basis such as a paycheck. A fee charged for the convenience of using an ATM that is not your bank. A percentage rate that is added to your account for having your money in a bank. (The greater the amount of money you have in the account the more your get in interest.) A card that allows you a certain amount of buying power but you get a bill and pay interest on the money charged if not paid in full each month. A card that acts as a credit card but money is taken directly out of your account. The minimum amount of money needed in an account to keep it open, collect interest and/or not pay a fee.
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