Fill in the Blanks How Does Fintech Work?Online version How Does Fintech Work? by Natalie Karpenko 1 How Does Fintech Work ? Fintech provides people and businesses with to traditional financial services in innovative that previously weren ? t . For instance , many conventional banks ? mobile apps now customers on - the - go access to bank services , including the ability to your balance , transfer or deposit a check . , robo - advisors like Betterment are less and more than in - person investment advice a financial advisor . Fintech also many services businesses use , such as underwriting and real estate appraisals . intelligence combined with massive troves of consumer helps fintech businesses understand their customers and their marketing campaigns , product development and .