Fill in the Blanks Banking ExperiencesOnline version English for Immigration by Филипп Леонидович 1 fees overdraft application monthly network charged checking debit withdraw identification filled After moving to a new city , I needed to open a account to manage my finances . I went to the bank and out an account , providing my personal information and as required . The bank representative explained the different types of checking accounts they offer and the associated , including a service fee and an fee . I chose the account that best suited my needs and was informed that I would receive a card in the mail within a few days . A week later , I received my debit card and went to an ATM to some cash . I was an ATM fee for using a machine that was not part of my bank's , but I needed the money urgently . Overall , I was satisfied with my banking experience and felt more secure having a checking account . 2 savings fee deposits threshold filled withdrawals above wire paycheck representative ID account I decided to open a account to start saving for a down payment on a house . I went to the bank with my and out the necessary paperwork . The bank explained the interest rate and the withdrawal and deposit policies . I learned that I could make unlimited into my savings account , but I was limited to six per month without incurring a . The representative also explained the option of setting up a direct deposit from my into my savings account , which would help me save automatically . A few months later , I received a bill for an fee that I wasn't aware of . I called the bank and found out that it was a monthly service fee that was charged because my balance had fallen below a certain . I was able to avoid the fee in the future by keeping my balance the minimum requirement . I later needed to make a transfer to a relative in another country and found out that the bank charged a fee for this service . Despite the occasional fees , I was happy with my savings account and the progress I was making towards my goal of owning a home .
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