Why
retirement
is
not
for
everybody
Retirement
may
bring
to
mind
the
idea
of
travel
and
relaxation
.
Just
imagine
.
.
.
after
all
those
years
of
working
,
you
will
finally
get
paid
,
but
you
won't
have
to
go
to
work
!
Isn't
that
everyone's
dream
?
I
am
sure
it
is
for
many
.
But
what
some
baby
boomers
have
found
recently
is
a
completely
different
reality
,
retiring
is
not
turning
out
to
be
as
good
as
they
thought
it
would
be
.
,
some
have
come
to
the
sad
that
their
pension
will
not
cover
their
expenses
because
they
are
being
pushed
to
retire
at
a
younger
age
,
or
maybe
they
will
have
to
work
longer
than
expected
in
order
to
get
a
better
pension
.
On
the
other
hand
,
some
may
not
worry
too
much
since
they
were
able
to
save
enough
money
to
support
themselves
financially
for
ten
years
or
more
.
But
what
is
retirement
without
relaxation
?
on
vacations
and
luxury
items
may
lead
them
to
run
out
of
money
before
those
ten
years
are
up
.
People
are
also
living
longer
now
,
so
it
is
very
likely
that
you
will
need
enough
money
to
support
yourself
for
15
to
25
years
.
According
to
Investopedia
,
you
must
start
saving
while
you're
young
.
Most
of
the
time
,
Social
Security
payments
alone
won't
be
nearly
enough
to
cover
your
expenses
.
Currently
in
the
United
States
,
the
average
monthly
benefit
is
$1
,
360
,
which
comes
out
to
just
$16
,
320
per
year
.
It
used
to
be
the
case
that
you
could
spend
most
of
your
career
at
one
company
and
count
on
a
pension
once
you
reached
retirement
.
But
today
,
the
number
of
Americans
with
a
lifetime
source
of
income
from
their
employer
is
down
to
21%
,
according
to
research
from
the
Economic
Policy
Institute
.
All
of
this
means
you
have
to
take
.
One
way
to
find
retirement
more
is
to
move
to
another
country
,
more
specifically
,
a
country
where
your
money
has
more
value
.
The
cost
of
retiring
for
30
years
in
the
U
.
S
.
could
be
as
high
as
1
.
2
million
dollars
,
but
in
another
country
it
could
go
as
low
as
$162
,
000
for
25
years
.
This
is
the
reason
why
many
American
decide
to
move
abroad
to
places
like
Mexico
,
looking
for
a
cheap
and
comfortable
lifestyle
.
And
really
,
what's
not
to
like
?
Mexico
has
great
beaches
and
picturesque
towns
,
buying
a
house
is
more
affordable
,
and
the
weather
is
not
bad
all
year
round
.
Nonetheless
,
many
face
an
inevitable
reality
:
.
They
find
themselves
living
in
a
new
culture
,
dealing
with
people
that
do
not
speak
their
language
,
having
to
adapt
to
new
rules
and
traditions
,
and
worst
of
all
,
being
away
from
family
and
friends
.
In
order
to
enjoy
your
retirement
,
you
definitely
have
to
do
some
planning
.
Retirement
must
be
viewed
as
a
new
adventure
.
If
you
would
like
to
move
abroad
,
then
do
some
research
and
find
a
place
where
you
could
move
that
is
similar
to
your
culture
,
where
people
speak
your
language
,
and
that
is
not
so
far
away
from
your
family
.
But
if
you
prefer
to
stay
put
,
then
think
about
what
you
would
do
with
your
days
,
one
can
only
travel
so
much
,
so
perhaps
you
would
like
to
start
a
new
business
to
continue
receiving
an
income
,
but
also
to
keep
yourself
busy
and
add
purpose
to
your
life
.
Others
may
find
this
is
a
great
time
to
take
care
of
the
grandchildren
while
their
children
go
to
work
.
And
that
is
a
noble
idea
,
but
if
that
is
your
case
,
do
not
forget
about
you
.
Perhaps
you
could
join
a
club
,
start
some
new
hobbies
,
learn
a
new
trade
,
do
some
volunteer
work
?
This
is
the
perfect
opportunity
to
do
what
you
never
had
time
to
do
before
.
So
you
see
,
a
traditional
retirement
where
you
sit
home
and
do
nothing
may
not
be
for
everyone
.
More
and
more
people
are
using
this
time
to
move
abroad
,
explore
new
interests
,
start
a
new
business
,
and
so
much
more
.
Retirement
can
be
a
busy
and
excited
new
chapter
in
your
life
if
you
plan
in
advance
!
Creed Paragraph #2
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