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UF0979_TEMA1.1

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UF0979_TEMA1.1

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UF0979_TEMA1.1

Created by

Paula Bosch Sotillo
Paula Bosch Sotillo
Spain

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UF0979_TEMA1.1
 

UF0979_TEMA1.1Online version

UF0979_TEMA1.1

by Paula Bosch Sotillo
1

El sistema financiero es el conjunto de instituciones, medios y mercados donde satisfacen sus necesidades tanto quienes ahorran como quienes invierten.

2

Las unidades económicas con superávit son aquellas cuyos gastos superan a sus ingresos en un período determinado.

3

La función principal del sistema financiero es generar beneficios para los bancos.

4

En el sistema financiero, los intereses que pagan los bancos por el ahorro son siempre mayores que los que cobran por los préstamos.

5

Los objetivos del sistema financiero incluyen satisfacer las necesidades de recursos financieros de cada inversionista, proporcionando el volumen, precio y plazo más adecuados a su situación.

6

Los tres elementos fundamentales de cualquier sistema financiero son: las familias, las empresas y el sector público.

7

La rentabilidad es la capacidad de producir o generar un beneficio y se mide en porcentaje.

8

Las entidades financieras solo proporcionan financiación, pero no ofrecen productos para el ahorro.

9

En cualquier mercado financiero se intercambian únicamente bienes tangibles, nunca servicios.

10

Una de las funciones esenciales del sistema financiero es actuar con la estabilidad monetaria y financiera necesaria para adaptarse a las situaciones cambiantes de la economía.

 
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