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UF0979_2 TEMA2.1

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UF0979_2 TEMA2.1

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UF0979_2 TEMA2.1

Created by

Paula Bosch Sotillo
Paula Bosch Sotillo
Spain

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UF0979_2 TEMA2.1
 

UF0979_2 TEMA2.1Online version

UF0979_2 TEMA2.1

by Paula Bosch Sotillo
1

Los productos bancarios de activo generan intereses para la entidad financiera, mientras que los de pasivo tienen comisiones pero nunca tendrán interés.

2

El IBAN español consta de 20 dígitos y vincula directamente al cliente con la entidad de crédito.

3

Las cuentas remuneradas ofrecen mayor rentabilidad que una cuenta corriente normal, pero requieren cumplir ciertos requisitos y vinculaciones.

4

Los depósitos de ahorro a plazo fijo permiten disponer del dinero en cualquier momento sin penalizaciones.

5

Las criptomonedas están respaldadas por autoridades financieras como el Banco Central Europeo y tienen un valor garantizado.

6

En la zona SEPA se pueden efectuar pagos en euros con las mismas condiciones, independientemente del país donde te encuentres.

7

Los fondos de inversión permiten diversificar la inversión, pero el ahorrador debe decidir específicamente en qué activos invertir su dinero.

8

Las cuentas bancarias online se pueden abrir exclusivamente por Internet y ofrecen la ventaja de ser más rápidas y cómodas en su apertura.

9

Los intereses acreedores son la rentabilidad que obtienen las entidades bancarias por prestar dinero a sus clientes.

10

Una cuenta bancaria infantil permite que los menores operen libremente con la cuenta sin necesidad de autorización de los padres.

 
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