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UF0979_TEMA2.2

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UF0979_TEMA2.2

Created by

Paula Bosch Sotillo
Paula Bosch Sotillo
Spain

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UF0979_TEMA2.2
 

UF0979_TEMA2.2Online version

UF0979_TEMA2.2

by Paula Bosch Sotillo
1

Los préstamos bancarios tienen como objetivo principal dar liquidez a las empresas.

2

En un préstamo hipotecario, el plazo de devolución siempre es superior a tres años.

3

Las entidades bancarias solo pueden prestar dinero, pero no recibirlo.

4

La comisión de disponibilidad se cobra sobre el dinero que sí se ha utilizado de una línea de crédito.

5

En los tipos de interés mixtos, primero se aplica un tipo fijo y después se pasa a tipo variable.

6

El EURIBOR es un tipo de interés que solo se aplica en España.

7

En una garantía personal, el titular responde con su propio patrimonio en caso de impago.

8

El descuento de efectos comerciales permite adelantar el cobro de una letra de cambio antes de su vencimiento.

9

Una entidad financiera no bancaria puede tanto recibir como prestar dinero.

10

El LTV mide la relación entre el importe del préstamo y el valor del bien inmueble.

 
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