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Кредит и лихва: Бърз тест

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Кредит и лихва: Бърз тест

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Кредити и лихви — истина или заблуда?

Created by

Vanesa
Vanesa
Bulgaria

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Кредит и лихва: Бърз тест
 

Кредит и лихва: Бърз тестOnline version

Кредити и лихви — истина или заблуда?

by Vanesa
1

ГПР винаги е равен на лихвата без такси.

2

Лихвата се изчислява само веднъж при сключване на кредита.

3

Лихвата се начислява върху оставащата неизплатена главница.

4

Лихвата е цената на кредита, изразена като процент от заема за определен период.

5

Лихвата се начислява върху целия заем дори след погасяване на част от него.

6

Ако изплатите частично първия период, лихвата се премахва напълно.

7

Изплащанията по кредита не променят общите разходи за кредита.

8

Годишният процент на разход (ГПР) включва лихвата и таксите по кредита.

9

При ипотечни кредити лихвата често е по-ниска отколкото при краткосрочни кредити.

10

Лихвата може да бъде фиксирана или променлива през срока на кредита.

 
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