Froggy Jumps Leap to Literacy- FL4A ChallengeOnline version A quick, interactive game that tests your financial literacy IQ — one smart answer at a time. Every correct answer moves your frog closer to the shore of financial freedom. Miss one, and you might find yourself treading water! Good luck! by HOPE Initiatives 1 What does a good credit score primarily reflect? a How much money you have saved. b Your history of borrowing and repayment c Your annual income 2 Which of these personal finance tasks is least likely to involve AI technology? a Calculating your monthly take-home pay b Detecting unusual credit card activity c Automatically categorizing transactions in your banking app 3 Financial literacy programs like FL4A aim to: a Teach only LMI families b Expand equitable access to financial knowledge and opportunity c Replace traditional education 4 A lower debt-to-income ratio generally indicates: a Better financial health b Higher spending power c More borrowing opportunities 5 What’s the recommended percentage of income to save for emergencies? a 2–3% b 10–15% c 25–30% 6 According to recent national studies, what is the estimated annual cost of financial illiteracy to Americans? a $600 million b $250 billion c $400 billion 7 A growing number of Americans living paycheck to paycheck. Which of the following contribute most to this trend? a Rising housing costs for both renters and homeowners b Inflation and wages that have not kept pace with the overall cost of living c All of the above
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