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Conceptos del sistema financiero

Created by

Ma JOSE LORENZO
Ma JOSE LORENZO
Spain

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Conceptos del sistema financiero

by Ma JOSE LORENZO
1

El ICO capta depósitos de los ciudadanos igual que los bancos.

2

La CNMV controla los bancos y fija los tipos de interés del mercado.

3

El ICO ayuda a financiar empresas y autónomos en condiciones ventajosas.

4

La CNMV supervisa los mercados de valores

5

El SEBC está formado por el BCE y los bancos centrales de todos los países de la UE.

6

El BCE puede conceder préstamos a particulares o empresas.

7

Como Agencia del Estado, el ICO se financia únicamente con los impuestos.

8

Las operaciones pasivas consisten en que el banco presta dinero a los clientes.

9

En las operaciones activas el banco recibe intereses de los clientes.

10

Los depósitos y cuentas corrientes son operaciones pasivas para el banco.

11

El cambio de divisas es un servicio financiero.

12

El banco realiza servicios financieros sin cobrar ninguna comisión.

13

Los servicios financieros generan intereses para el banco igual que los préstamos.

 
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