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Pensiones: Ley 100 vs 2381

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Diferencias clave del sistema de pensiones colombiano.

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Colombia

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Pensiones: Ley 100 vs 2381
 

Pensiones: Ley 100 vs 2381Online version

Diferencias clave del sistema de pensiones colombiano.

by ALTURAS COLOMBIA
1

La edad de pensión mínima según Ley 100 es 62 años para hombres y 57 años para mujeres.

2

La reforma mantiene exactamente la misma estructura de dos regímenes que la Ley 100.

3

En la Ley 2381 no hay distinción entre público y privado en las cotizaciones contributivas.

4

Las aportaciones obligatorias en la Ley 2381 quedan exclusivamente en el régimen público, sin excedentes moviéndose a fondos privados.

5

Se requieren 1.300 semanas para pensión de vejez bajo la Ley 100.

6

La Ley 100 de 1993 crea un sistema con dos regímenes: Colpensiones y RAIS.

7

Todas las personas deben cotizar 1.300 semanas sin excepción bajo la Ley 2381.

8

La RAIS es administrada por fondos privados.

9

La Ley 2381 ya está en vigor desde julio de 2025.

10

La Ley 2381 propone un sistema de cuatro pilares.

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