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Froggy Jumps
Froggy Jumps

Credit Score Q&A: Myths vs Facts

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Credit Score Q&A: Myths vs Facts

Froggy Jumps

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About this activity

Debunking credit score myths

Created by

Jeremey Fulk
Jeremey Fulk
United States

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Credit Score Q&A: Myths vs Facts
 

Froggy Jumps

Credit Score Q&A: Myths vs FactsOnline version

Debunking credit score myths

by Jeremey Fulk
1

Paying off your credit card in full every month helps your credit score.

2

Closing old credit cards improves your credit score.

3

Federal student loans do not affect your credit score.

4

Using more than 30% of your credit limit on a credit card can hurt your score.

5

Paying your cell phone bill late will impact your credit.

6

You need to carry a balance on your credit card to build credit.

7

Bankruptcy wipes out all debt.

8

Checking your own credit score lowers it.

9

Opening several new credit cards will immediately boost your score.

10

Making on-time payments is the most important factor in your credit score.

11

You must wait until after the post date to pay charges on your credit card

 
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