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About this activity

Vamos aprender sobre o endividamento.

Created by

Pietro Miguel de Jesus Cerqueira
Pietro Miguel de Jesus Cerqueira
Brazil

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ENDIVIDAMENTO
 

ENDIVIDAMENTOOnline version

Vamos aprender sobre o endividamento.

by Pietro Miguel de Jesus Cerqueira
1

O endividamento pode ocorrer quando uma pessoa assume compromissos financeiros maiores do que sua renda permite pagar?

2

O Serviço de Proteção ao Crédito (SPC) é um sistema que reúne informações sobre o histórico de pagamento de consumidores e empresas?

3

Estar com o nome registrado no Serasa significa obrigatoriamente que a pessoa nunca mais poderá obter crédito no mercado?

4

O planejamento financeiro pessoal, com controle de receitas e despesas, pode contribuir para a prevenção do endividamento?

5

O Cadastro Positivo registra apenas dívidas que não foram pagas pelos consumidores?

6

O Cadastro Positivo também pode considerar informações sobre contas pagas em dia para formar o histórico de crédito do consumidor?

7

Uma pessoa que possui muitas compras parceladas, mesmo pagando em dia, pode correr maior risco de endividamento se não controlar o orçamento?

8

Os serviços de proteção ao crédito existem apenas para punir consumidores que atrasam pagamentos?

9

Manter o controle das despesas mensais e evitar comprometer grande parte da renda com dívidas ajuda a reduzir o risco de inadimplência?

10

O Cadastro Positivo serve apenas para registrar consumidores que estão com o nome negativado?

 
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