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Asegurances de vida i jubilació: veritat o mentida

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Asegurances de vida i jubilació: veritat o mentida

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About this activity

Quiz sobre assegurances i jubilació

Created by

Andrea Freire Robles
Andrea Freire Robles
Spain

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Asegurances de vida i jubilació: veritat o mentida
 

Asegurances de vida i jubilació: veritat o mentidaOnline version

Quiz sobre assegurances i jubilació

by Andrea Freire Robles
1

L'asseguradora només paga si el sinistre és per defunció i no quan la persona sobreviu fins a la jubilació.

2

El contracte no és bilateral: l'assegurador té obligacions i l'assegurat no en té cap.

3

L'objecte de risc pot ser la supervivència a una edat determinada o la defunció segons el contracte.

4

Es poden pagar primes de manera periòdica o única segons el tipus de pòlissa.

5

El capital assegurat és sempre fix i no varia amb rendibilitat ni garanties.

6

El contracte d'assegurança és un acord entre l'assegurador i l'assegurat on, si es produeix un risc, l'assegurador indemnitza.

7

La sol·licitud de desistiment no té termini ni forma de presentació.

8

Les primes només poden ser periòdiques; la prima única no és possible en aquest producte.

9

El dret de desistiment en assegurances de vida de llarga durada sol ser sovint 30 dies.

10

En aquest tipus d'assegurança, l'objectiu és acumular un capital per cobrir la jubilació.

 
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