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Orçamento Familiar

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Orçamento Familiar

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Planeia o teu orçamento familiar!

Created by

Ana
Ana
Portugal

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Orçamento Familiar
 

Orçamento FamiliarOnline version

Planeia o teu orçamento familiar!

by Ana
1

O orçamento familiar é um planejamento de receitas e despesas.

2

Não é necessário registar as receitas nem as despesas para fazer o orçamento.

3

O orçamento deve priorizar apenas gastos essenciais, nunca reservas ou lazer.

4

O orçamento não precisa considerar dívidas, parcelas de empréstimos ou financiamentos.

5

É comum rever o orçamento mensalmente para ajustar gastos.

6

É importante reservar uma poupança para emergências.

7

Devemos registar os gastos fixos, gastos variáveis e saídas com planeamento.

8

Um orçamento bem feito não exige uma monitorização contínua.

9

Todas as famílias têm exatamente o mesmo orçamento mensal, independentemente das receitas.

10

O orçamento ajuda a evitar dívidas mantendo o o consumo controlado.

 
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