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Sesgos y Finanzas Personales

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Decisiones financieras y sesgos cognitivos

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Colombia

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Sesgos y Finanzas Personales
 

Sesgos y Finanzas PersonalesOnline version

Decisiones financieras y sesgos cognitivos

by CREE SAS
1

La aversión a la pérdida puede llevar a evitar inversiones con rendimiento razonable por miedo a perder.

2

La diversificación garantiza ganancias altas en cualquier condición de mercado.

3

Ahorrar siempre es peor que invertir, sin importar el objetivo.

4

Ahorrar el 20% de los ingresos es una guía útil para ahorrar.

5

Diversificar inversiones reduce el riesgo.

6

Antes de comprar algo caro, conviene comparar precios.

7

La frecuencia de gastos no afecta la capacidad de ahorro.

8

El presupuesto mensual ayuda a controlar gastos.

9

Las inversiones siempre garantizan ganancias.

10

Gastar todo lo que se gana cada mes mejora la liquidez.

11

La deuda de alto interés puede ser más costosa que la de bajo interés.

12

Ahorrar en un fondo sin riesgo te da retornos altos.

13

Contratar una tarjeta de crédito sin coste mejora la salud financiera.

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