CentSei Game 3: Know where your money goes

Froggy Jumps

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This game is a fun way to see if you have a good idea of the spending culture around you or whether you live inside your own little bubble

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Cebolethu Khoza

South Africa

Download the paper version to play

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1	Cebolethu Khoza May 16, 2026	% 100	01:43

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Froggy Jumps CentSei Game 3: Know where your money goesOnline version This game is a fun way to see if you have a good idea of the spending culture around you or whether you live inside your own little bubble by Cebolethu Khoza 1 How much of the average South African's take-home pay goes straight to paying off debt? a About 70% b Roughly 45% c Less than 15% 2 Which hidden expense do many young professionals prioritize over their own retirement savings? a Paying off student loans b Black Tax c Upgrading to a better car 3 Compared to the rest of the world, South Africa ranks near the very top for how much of our salary is spent on what? a High-speed internet b Transport and fuel c Security and insurance 4 What percentage of our total food budget is now spent purely on takeaways, UberEats, and fast food? a 50% b 15% c 33% 5 What is the average household savings rate in South Africa? a Close to 0% b Exactly 15% c Around 8% 6 Besides a home loan, which type of debt drains the most money from middle-class earners? a Retail clothing accounts b Credit cards c Car installments 7 South Africans unknowingly leak up to R10,000 a year on which small, everyday expense? a Streaming subscriptions (Netflix/Spotify) b Mobile data and airtime c ATM withdrawal fees 8 When South Africans finally seek debt counseling, what type of debt is usually trapping them the most? a Short-term personal & payday loans b Maxed-out credit cards c Unpaid medical bills 9 Excluding debt, what takes up the largest chunk of an average South African household’s budget? a School and education fees b Groceries and food c Housing and utilities (Water/Electricity) 10 What modern habit makes it psychologically easier for South Africans to overspend without feeling the "pain" of losing money? a Tapping virtual cards and using Apple/Google Pay b Linking credit cards to food delivery apps c Using "Buy Now, Pay Later" checkout options

Froggy Jumps

CentSei Game 3: Know where your money goesOnline version

This game is a fun way to see if you have a good idea of the spending culture around you or whether you live inside your own little bubble

by Cebolethu Khoza

How much of the average South African's take-home pay goes straight to paying off debt?

About 70%

Roughly 45%

Less than 15%

Which hidden expense do many young professionals prioritize over their own retirement savings?

Paying off student loans

Black Tax

Upgrading to a better car

Compared to the rest of the world, South Africa ranks near the very top for how much of our salary is spent on what?

High-speed internet

Transport and fuel

Security and insurance

What percentage of our total food budget is now spent purely on takeaways, UberEats, and fast food?

50%

15%

33%

What is the average household savings rate in South Africa?

Close to 0%

Exactly 15%

Around 8%

Besides a home loan, which type of debt drains the most money from middle-class earners?

Retail clothing accounts

Credit cards

Car installments

South Africans unknowingly leak up to R10,000 a year on which small, everyday expense?

Streaming subscriptions (Netflix/Spotify)

Mobile data and airtime

ATM withdrawal fees

When South Africans finally seek debt counseling, what type of debt is usually trapping them the most?

Short-term personal & payday loans

Maxed-out credit cards

Unpaid medical bills

Excluding debt, what takes up the largest chunk of an average South African household’s budget?

School and education fees

Groceries and food

Housing and utilities (Water/Electricity)

What modern habit makes it psychologically easier for South Africans to overspend without feeling the "pain" of losing money?

Tapping virtual cards and using Apple/Google Pay

Linking credit cards to food delivery apps

Using "Buy Now, Pay Later" checkout options

You can integrate the game into an LMS compatible with LTI 1.1 or LTI 1.3 such as Canvas, Moodle, or Blackboard. This way, the scores will be automatically saved into the platform’s gradebook.

CentSei Game 3: Know where your money goes

Froggy Jumps

About this activity

Created by

Download the paper version to play

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CentSei Game 3: Know where your money goesOnline version

by Cebolethu Khoza

How much of the average South African's take-home pay goes straight to paying off debt?

Which hidden expense do many young professionals prioritize over their own retirement savings?

Compared to the rest of the world, South Africa ranks near the very top for how much of our salary is spent on what?

What percentage of our total food budget is now spent purely on takeaways, UberEats, and fast food?

What is the average household savings rate in South Africa?

Besides a home loan, which type of debt drains the most money from middle-class earners?

South Africans unknowingly leak up to R10,000 a year on which small, everyday expense?

When South Africans finally seek debt counseling, what type of debt is usually trapping them the most?

Excluding debt, what takes up the largest chunk of an average South African household’s budget?

What modern habit makes it psychologically easier for South Africans to overspend without feeling the "pain" of losing money?

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