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About this activity

Sí o no: hábitos y metas

Created by

Carlos G. Castillo S.
Carlos G. Castillo S.
Colombia

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by Carlos G. Castillo S.
1

¿Gastas menos de lo que ganas habitualmente?

2

¿Conoces tu valor neto (lo que tienes menos lo que debes)?

3

¿Comparas precios antes de comprar, especialmente en artículos costosos?

4

¿Jamás usas tu tarjeta de crédito para comprar comida, ropa y accesorios?

5

¿Cuándo tienes excedentes de dinero o te llegó un ingreso extra lo ahorras inmediatamente?

6

¿Sabes lo que gastas de dinero en un mes normal?

7

¿Ahorras una parte de tus ingresos todos los meses?

8

¿Tienes metas financieras específicas con fecha y monto definido a corto y largo plazo?

9

¿Cuentas con un fondo de emergencia de al menos 3 meses de gastos?

10

¿Siempre compras cuando realmente necesitas el producto o servicio, más que por un impulso del momento?

11

¿Pagas siempre tus cuentas a tiempo?

12

¿Pagas el total de tus tarjetas de crédito mes a mes para evitar intereses?

13

¿Llevas un presupuesto escrito que actualizas frecuentemente?

14

¿Sabes cuanto representan el total de tus deudas en función de tus ingresos mensuales?

15

¿Sabes lo que es un gasto hormiga?

 
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