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Quiz: Seguros y Pólizas Comerciales

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Quiz: Seguros y Pólizas Comerciales

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Verdadero o Falso de seguros

Created by

Luiza Caicedo
Luiza Caicedo
Colombia

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Quiz: Seguros y Pólizas Comerciales
 

Quiz: Seguros y Pólizas ComercialesOnline version

Verdadero o Falso de seguros

by Luiza Caicedo
1

¿Un seguro de "Lucro Cesante" sirve para cubrir las ganancias que la empresa deja de percibir a causa de un siniestro que paralizó su operación? (SÍ).

2

¿El "Deducible" es la cantidad de dinero que el asegurado debe pagar de su propio bolsillo en caso de un siniestro antes de que la aseguradora cubra el resto? (SÍ).

3

¿La "Prima" en un seguro se refiere al dinero que la aseguradora le paga al cliente cuando ocurre un accidente? (NO, la prima es el costo mensual o anual que el cliente paga por tener el seguro).

4

¿El "Siniestro" es el evento o accidente imprevisto que genera los daños y que está cubierto en el contrato del seguro? (SÍ).

5

¿Los seguros de daños materiales (como el de incendio o robo para la empresa) cubren también las vidas de los empleados? (NO, para eso existen los seguros de vida o riesgos laborales).

6

¿El beneficiario de un seguro es la persona o empresa que tiene derecho a recibir la indemnización en caso de que ocurra el siniestro? (SÍ).

7

¿La "Póliza" es el documento oficial y legal donde quedan por escrito todas las condiciones, derechos y obligaciones del seguro? (SÍ).

8

¿Si una empresa sufre un siniestro, la aseguradora está obligada a pagar el valor total comercial aunque el cliente haya mentido onegado información al comprar la póliza? (NO, la reticencia o mala fe puede anular el seguro).

 
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