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Underwriting Timeframes

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Alani
Alani
United States

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Underwriting TimeframesOnline version

Underwriting Timeframes

by Alani
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Underwriting Submission :
Clear all discrepancies before submission , including invoices no more than 45 days old . Allow ? 4 business days for review , questions , and corrections ; high volume may extend this to 2 business weeks . Start early .

Underwriter Review :
Average review time is business days , depending on volume .

Approval / Denial Communication :
An HRP typically receives and communicates approval or denial within business days of submission . Then schedule timely meetings and consult on plan and benefit selection , usually 3 ? 5 business days . Email templates are in the Flex PEO Benefits Annual Enrollment Console .

Paperwork Submission & Discrepancy Resolution :
Also verify and submit :
* COBRA Conversion Report ( PEO061 ) ( if not completed during underwriting )
* Current Client H&B / FSA Addition Form ( PEO064 )
* Flex Benefits Plan Adoption Agreement ( PEO100 )
* FSA Debit Card Addendum ( PEO058 )
Allow ? 5 business days . Final medical underwriting due diligence takes about 2 ? 3 business days ; the client may then cancel other benefits .

 
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