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by Tomás Aguirre
1

El leasing permite utilizar un bien mediante el pago de cuotas periódicas.

2

En un contrato de leasing, el cliente se convierte automáticamente en dueño del bien desde el primer día.

3

La entidad financiera es quien adquiere el bien y lo entrega para que el cliente pueda utilizarlo.

4

El cliente que utiliza el bien y paga las cuotas se denomina locatario

5

El leasing solamente puede utilizarse para adquirir viviendas.

6

Al finalizar el contrato, puede existir una opción para comprar el bien.

7

Si el cliente no ejerce la opción de compra, el bien puede ser devuelto a la entidad financiera.

8

El canon o cuota es el pago que realiza el cliente por el uso del bien

9

El plazo del contrato indica durante cuánto tiempo se utilizará el bien según lo acordado.

10

En el leasing, el cliente siempre está obligado a comprar el bien al finalizar el contrato.

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