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Productos y Servicios Financieros

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Productos y Servicios Financieros

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About this activity

Descubre productos y servicios financieros.

Created by

Odalis Caravallo
Odalis Caravallo
Dominican Republic

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Productos y Servicios Financieros
 

Productos y Servicios FinancierosOnline version

Descubre productos y servicios financieros.

by Odalis Caravallo
1

Concepto de producto y servicio financiero

Un producto financiero es una solución que ayuda a gestionar, ahorrar o invertir dinero; un servicio es la asesoría, gestión o acceso a estos productos.

2

Diferencia entre producto y servicio

Producto financiero: instrumento concreto (cuenta, crédito, seguro). Servicio financiero: asistencia, asesoría y gestión de operaciones relacionadas.

3

Cuentas de ahorro

Las cuentas de ahorro permiten guardar dinero, ganar intereses y acceder fácilmente cuando sea necesario.

4

Préstamos

Préstamos: dinero prestado con devolución futura, sujeto a intereses y condiciones de plazo y garantía.

5

Certificados

Certificados, o depósitos a plazo, ofrecen interés fijo y mayor rendimiento que cuentas, con menor liquidez.

6

Tarjetas

Tarjetas de crédito y débito son medios de pago: permiten compra y control de gastos, con límites y tasas.

7

Seguros

Seguros transfieren riesgos a una aseguradora, con primas, coberturas y condiciones específicas de cada póliza.

8

Tarifarios

Tarifarios: listado de comisiones, tasas y condiciones por productos y servicios ofrecidos por la entidad.

9

Folletos de servicios

Los folletos informan sobre beneficios, requisitos, costos y pasos para contratar productos o servicios financieros.
 
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