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Understanding US Health Insurance

Riddle

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About this activity

Solve a riddle about common health insurance terms

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India

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Understanding US Health Insurance
 

Understanding US Health InsuranceOnline version

Solve a riddle about common health insurance terms

by Ragavan Varadharajan
1

I am the monthly amount you pay to keep your health coverage active, even if you don’t visit a doctor. What am I?

Hints

If you skip paying it regularly, you risk losing coverage or facing penalties.

It can be payroll-deducted from your paycheck.

It's a fixed monthly fee for being insured.

2

I am a cost you must pay, Before your coverage comes into play. A set amount, not a fee, Only then will help be free. What am I?

3

When you see the doctor, I’m what you pay, A small fee for care, to help on your way. Not the full cost, just a part of the bill, I make healthcare easier, and help with the thrill. What am I?

4

After your deductible, I come into play, A shared cost for care, in a percentage way. You pay part of the bill, while I cover the rest, Together we share, it’s how we invest. What am I?

5

Before you receive care, I must be sought, A permission you need, or else it’s for naught. For certain treatments, I hold the key, Without my approval, you won't be free. What am I?

6

Before you proceed with a plan in sight, I help you know if the costs are right. A forecast of coverage, I provide with care, To see what’s approved, so you’re aware. What am I?

7

For complex meds that need special care, I’m the place to go, with experts to share. High-cost treatments, often hard to find, With guidance and support, I’m here to remind. What am I?

8

I’m a method in healthcare, simple and clear, You purchase the meds, then the bill will appear. The provider gets paid after the sale, In the world of insurance, I help you prevail. What am I?

9

I’m a group of providers, all set to agree, With lower costs for you, if you come to me. In this circle of care, your benefits shine, Stay within my borders, and your savings align. What am I?

10

When you seek care beyond the familiar ground, Higher costs await, as you may have found. Not in the circle where savings reside, With extra fees and bills, you must abide. What am I?

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