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Kuis Lembaga Keuangan Non Bank

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Kuis Lembaga Keuangan Non Bank

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About this activity

Uji pemahaman LKBN

Created by

syahrir
syahrir
Indonesia

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Kuis Lembaga Keuangan Non Bank
 

Kuis Lembaga Keuangan Non BankOnline version

Uji pemahaman LKBN

by syahrir
1

Apa contoh utama Lembaga Keuangan Non Bank (LKBN) di Indonesia?

2

Apa fungsi utama LKBN seperti perusahaan pembiayaan?

3

Mana sifat pembiayaan yang biasa diberikan LKBN?

4

Lini layanan LKBN dapat mencakup:

5

Siapa yang mengawasi LKBN di Indonesia?

6

Apa perbedaan utama LKBN dengan bank?

7

Contoh produk LKBN yang umum adalah?

8

LKBN sering berperan penting untuk UMKM karena?

9

Apa risiko utama pembiayaan LKBN?

10

Apa contoh LKBN selain perusahaan pembiayaan?

Feedback

LKBN utama meliputi perusahaan pembiayaan, bukan bank umum atau asuransi saja.

Perusahaan pembiayaan menyediakan pembiayaan, bukan menarik simpanan umum atau menerbitkan mata uang.

LKBN umumnya menyediakan pembiayaan konsumtif/investasi, bukan simpanan atau kebijakan moneter.

Pembiayaan kendaraan adalah salah satu produk utama LKBN; tabungan giro biasanya milik bank.

OJK bertanggung jawab mengawasi LKBN; BI mengawasi bank sentral, APP-MK tidak relevan.

Perbedaan utama adalah LKBN tidak fokus pada simpanan giro/tabungan seperti bank.

Kredit multiguna adalah produk umum LKBN; deposito adalah produk bank.

LKBN membantu UMKM melalui pembiayaan usaha kecil; hal lain lebih terkait bank/otoritas fiskal.

Risiko utama adalah gagal bayar debitur; kebangkrutan debitur berdampak langsung.

Perusahaan asuransi termasuk LKBN non-bank; bank umum berbeda.

 
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