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Quiz de Finanzas Básicas

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Quiz de Finanzas Básicas

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About this activity

Conceptos clave de finanzas

Created by

Hasslee Tatiana Cárdenas Fontecha
Hasslee Tatiana Cárdenas Fontecha
Colombia

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Quiz de Finanzas Básicas
 

Quiz de Finanzas BásicasOnline version

Conceptos clave de finanzas

by Hasslee Tatiana Cárdenas Fontecha
1

¿Qué es la amortización en un préstamo?

2

Fórmula del interés simple

3

Fórmula del interés compuesto (monto)

4

Tasa nominal vs efectiva - definición

5

Qué es la tasa efectiva anual (TEA)

6

Capitalización compuesta - clave

7

Interés compuesto anual vs mensual

8

¿Qué representa el periodo de capitalización?

9

Diferencia entre interés y amortización

10

Qué estudian los recursos financieros básicos

Explicación

La amortización implica pagar parte del capital en cada cuota, reduciendo el saldo pendiente.

El interés simple es I = P·r·t, sin capitalización.

Interés compuesto acumula intereses sobre intereses; n es la capitalización.

La tasa nominal no considera efectos de capitalización, la efectiva sí.

La TEA convierte la tasa periódica en una tasa anual equivalente.

La capitalización implica reinvertir intereses para futuros intereses.

En compuestos, r es la tasa por periodo y n cuántas veces se capitaliza al año.

Ejemplos: anual, semestral, mensual; define cuántas veces se calculan intereses.

El interés compensa el uso del dinero; la amortización reduce el saldo.

Recursos financieros abarcan captación, inversión y gestión de fondos.

 
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