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Cheque Básico – Preguntas

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Cheque Básico – Preguntas

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Quiz sobre cheques

Created by

luz
luz
Argentina

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Cheque Básico – Preguntas
 

Cheque Básico – PreguntasOnline version

Quiz sobre cheques

by luz
1

¿Qué parte de un cheque especifica la cantidad a pagar en números?

2

¿Quién emite un cheque?

3

¿Qué es un endoso?

4

Cheque cruzado

5

¿Qué contiene la fecha en un cheque?

6

¿Qué es un cheque certificado?

7

¿Qué indica la firma del librador?

8

¿Qué es un cheque al portador?

Explicación

El importe en números indica la cantidad que se paga. La firma valida el cheque, la fecha indica cuándo se emitió y el beneficiario es quien cobrará.

El librador es la persona que ordena pagar la cantidad indicada. El banco es el girado, y el beneficiario es quien recibe el pago.

El endoso transfiere el derecho de cobrar el cheque a otra persona. Sin endoso, el beneficiar suele cobrarlo.

Un cheque cruzado debe ser cobrado por un banco y no permite pago en efectivo al portador.

La fecha de emisión indica cuándo se emite el cheque y determina su validez. Otros datos son el lugar, monto y firma.

El banco certifica que hay fondos suficientes para cubrir el importe. Esto garantiza el pago.

La firma del librador autoriza al banco a pagar la cantidad indicada.

El portador puede cobrarlo sin necesidad de revelar identidad, a diferencia de cheques nominativos.

 
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