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Pagarés: conceptos básicos

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Pagarés: conceptos básicos

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Conceptos y usos

Created by

Joaquin Esparza
Joaquin Esparza
Argentina

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Pagarés: conceptos básicos
 

Pagarés: conceptos básicosOnline version

Conceptos y usos

by Joaquin Esparza
1

¿Qué es un pagaré?

2

¿Quién emite un pagaré?

3

¿Para qué sirve un pagaré?

4

Elementos esenciales de un pagaré

5

¿Qué distingue un pagaré de una letra de cambio?

6

Qué implica el vencimiento en un pagaré

7

¿Puede ser negociable un pagaré?

8

Riesgos al suscribir un pagaré

9

¿Qué función contable tiene un pagaré?

10

¿Qué información ayuda a evitar fraudes en pagarés?

Explicación

El pagaré es una promesa de pago, no un contrato de venta.

El emisor es quien se compromete a pagar.

Sirve para asegurar el cumplimiento de la deuda.

Debe incluir monto, vencimiento, lugar de pago y la promesa del emisor.

La letra de cambio es una orden de pago a un tercero, distinta de la promesa del pagaré.

El vencimiento marca cuándo debe hacerse el pago.

El pagaré puede transferirse a otra persona al endosarlo.

El mayor riesgo es el impago o demora por parte del emisor.

Se registra como deuda del emisor o derecho del tenedor.

La identificación clara evita fraudes y confusiones.

 
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