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Finanzas para Jóvenes: Quiz

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Finanzas para Jóvenes: Quiz

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Preguntas clave de finanzas personales

Created by

Luciana Bravo
Luciana Bravo
Argentina

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Finanzas para Jóvenes: Quiz
 

Finanzas para Jóvenes: QuizOnline version

Preguntas clave de finanzas personales

by Luciana Bravo
1

¿Qué es un presupuesto?

2

¿Por qué es importante ahorrar un % de ingresos?

3

¿Qué es una cuenta de ahorro vs. gasto?

4

¿Qué significa ‘deuda responsable’?

5

¿Qué es un interés compuesto?

6

¿Qué beneficio tiene una cuenta de ahorros con interés?

7

Lucas es estudiante su papá le da recibe todas la semana $30.000 para sus gastos. ¿ qué opción te parece la correcta que debe optar lucas para llegar con ese dinero a fin de semana?

Escoge una o varias respuestas

8

¿Qué aplica para evitar gastos impulsivos?

9

¿Qué es un fondo de emergencia recomendado?

10

¿Que entiendes por inversión?

Respuesta escrita

Explicación

Un presupuesto asigna dinero para ingresos y gastos, no es un simple documento fiscal ni una inversión.

Ahorrar crea colchón para imprevistos y metas, no es simplemente para evitar impuestos.

La cuenta de ahorro guarda dinero; la de gasto financia consumo.

Deuda responsable implica límites razonables y pagos puntuales.

Intereses se acumulan sobre el capital y los intereses acumulados.

El interés aumenta el saldo con el tiempo, si se mantiene.

SMART facilita planificar y medir metas financieras.

Listas y reflexión postergan compras impulsivas.

Un fondo de emergencia típico cubre 3-6 meses de gastos.

Diversificar reduce riesgo; no poner todo en un solo activo.

 
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