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Sistema de Pensiones de Colombia - Quiz

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Sistema de Pensiones de Colombia - Quiz

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Conoce el sistema de pensiones en 10 preguntas

Created by

Ivonne Vargas Castro
Ivonne Vargas Castro
Colombia

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Sistema de Pensiones de Colombia - Quiz
 

Sistema de Pensiones de Colombia - QuizOnline version

Conoce el sistema de pensiones en 10 preguntas

by Ivonne Vargas Castro
1

¿Qué porcentaje total aporta el sistema de pensiones sobre el IBC?

2

¿Qué porción del aporte corresponde al empleador?

3

¿Qué ocurre con los ingresos superiores a 4 SMMLV?

4

¿Qué sistema pensional se gestiona en Colpensiones dentro del régimen anterior?

5

¿Qué pide la reforma de 2024 para la pensión pública vs. privada en el nuevo sistema?

6

¿Qué es el Pilar Solidario?

7

¿Qué implica el Pilar Contributivo en el nuevo sistema?

8

¿Qué significa el Pilar Semicontributivo?

9

¿Qué cubre el Fondo de Solidaridad Pensional?

10

¿Qué beneficio aplica para las mujeres por maternidad según las sentencias?

Explicación

El aporte total es 16% del IBC: 12% empleador y 4% trabajador.

El empleador aporta 12%, el trabajador 4% y hay aportes solidarios opcionales.

Trabajadores con ingresos >4 SMMLV pagan un 1%-2% extra de aporte solidario.

El Régimen de Prima Media (PMM) era gestionado por Colpensiones.

La reforma establece coordinación: primeros 2.3 SMMLV a Colpensiones; resto a ACCAI.

Pilar Solidario ofrece una renta básica para quienes no cotizan o tienen poca cobertura.

Contributivo: aportes hasta 2.3 SMMLV a Colpensiones; excedentes a ACCAI.

Semicontributivo reconoce aportes acumulados y subsidio estatal.

El Fondo de Solidaridad subsidia aportes de quienes no alcanzan para la pensión.

Las sentencias pueden reducir semanas para mujeres (hasta 1000-1300 según caso) por maternidad.

 
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