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Quiz de Contabilidad Bancaria (Pasivas)

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Quiz de Contabilidad Bancaria (Pasivas)

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Operaciones pasivas y depósitos

Created by

Saphuri23
Saphuri23
Ecuador

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Quiz de Contabilidad Bancaria (Pasivas)
 

Quiz de Contabilidad Bancaria (Pasivas)Online version

Operaciones pasivas y depósitos

by Saphuri23
1

¿Qué es una captación de depósitos en una entidad financiera?

2

¿Cuál de las siguientes opciones describe mejor un depósito a plazo fijo?

3

En contabilidad bancaria, ¿qué representa un cheque recibido por la entidad?

4

Si se firma un plazo fijo de 10,000 USD a 6% anual en 360 días, ¿cuánto interés se genera?

5

¿Qué diferencia hay entre depósito a la vista y a plazo fijo?

Explicación

Las captaciones implican recibir dinero de clientes para su uso por la entidad.

El plazo fijo implica interés acordado y fecha de vencimiento definida.

Un cheque es un medio para cobrar fondos, mejorando liquidez al cobrarlo.

Interés = 10,000 x 0.06 x 1/1 año (360 días) = 600.

A la vista es líquido inmediato; a plazo tiene vencimiento y suele generar intereses.

 
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